Time and money are two of the most valuable assets we have.  As a working mom, I try to save time when it comes to managing my home.  The kitchen is a place where we spend a ton of time.  

When I started using these time saving hacks, it made it so much easier to get dinner on the table.

For my family, meal planning is a necessity in order to not have chick fil A 3 times each week. When I don't meal plan, I feel lost when it comes to lunch and dinner.  When I get home from work, I literally scramble to try and get something on the table.  As a working mom of 2 little ones, getting a quick, semi-healthy, easy meal on the table is crucial in my house.

MEAL PLANNING ALSO HELPS WITH YOUR BUDGET BECAUSE IT ENABLES YOU TO BUY IN BULK AND PLAN YOUR MEALS AROUND WHATS ON SALE.

So you are probably thinking, Me? Waste Money? Never!!!  But you might be wasting money and not even realize it.  If you really want to make sure you are utilizing every penny that goes into your bank account, make sure you are NOT doing any of these things.  These hidden ways of wasting money most people don't even notice. So lets get to it!

You read that right. We paid off over $60,000 of debt in 3 years! Not only did we pay the debt off, we fully funded our emergency fund during that time as well. This was no easy task as we were faced with setbacks and temptations almost daily. So first let me explain what the debt was.

WE HAD WHAT I LIKE TO CALL THE "BIG 3"!

• Credit cards
• Student loans
• Car Notes

I'm so excited to share my very first online income report! YAY! Income reports have been so motivating for me and one of the reasons I wanted to start my blog.  It's not about the money.  It's about proving to myself that I can do it!  Creating a profitable online income stream is something I want to prove to myself and you!  These reports are going to keep me accountable and inspire me to work harder.  I hope they do the same for you! Its so important to have different streams of revenue.  I used to think the only way to earn more money was through a raise with my 9-5.  What I've learned over the past few months, is that diversifying your income stream is a great way to increase your income.  The internet makes this possible in a somewhat easy way.  I'm not saying its not a lot of work but I think its totally worth it.

Lets be honest.  Not everyone enjoys spreadsheets, budgets, and numbers as much as I do, which is understandable.  Budget burnout issomething that most of us face when you trying to reach our financial goals.

My husband and I experienced this a couple of years ago.  We were in the middle of getting out of debt and felt like random expenses were just falling from the sky.  We had to have our house painted, pay for a busted pipe at our rental home, pay hefty car expenses all within a matter of months.  This is when we first experienced BUDGET BURNOUT!  It didn't last long and we eventually still met our financial goals.  I have a few tips that helped us during that time and ways to prevent it from happening.

Looking for ways to add more time to your day?  As a full-time working mom to a preschooler and a toddler, time if often my worst enemy.  Time management is an ESSENTIAL part to getting everything done. As a mom and wife, I wear many hats as I'm sure many of you do.  Sometimes I feel as though I'm drowning but the tips listed below help me stay afloat.  Structure gives me balance.  I know that is not true for everyone, but if your a Type-A list person, who likes things in order, then structure gives you balance too!

UTILIZE YOUR LUNCH BREAK

That hour can be used to do all sorts of things.  For me, I mostly use it to manage my Youtube page and this blog. I will also do some online shopping, monthly meal planning,budgeting, etc! Over the course of a week, that's an extra 5 hours in your week!

Most people think that their cable and internet bill prices are set and their is no need to negotiate!  This is so far from the truth! I'm going to share with you how I was able to cut our bills in half!  LITERALLY!

If you are currently working your way out of debt, I first want to suggest cutting your cable out all together!